About the firm
Phyber Mart Financial exists for companies that have outgrown casual bookkeeping but are not ready to hire a finance team — and cannot afford for the numbers to be approximately right.
Why we work this way
Plenty of firms will give you a strategy. Far fewer will first make sure the numbers that strategy rests on are correct. We do it in that order, because advice built on unreconciled books is a guess wearing a suit.
In practice that means the unglamorous work comes first: the ledger is clean, the accounts reconcile, the filings are current. Once that is true, forecasting and planning become useful rather than decorative.
It also means we will occasionally tell you something you did not want to hear — that a deduction will not survive review, that a projection is optimistic, or that the loan you are chasing is the wrong instrument. That is the job.
How an engagement runs
This sequence matters — each stage depends on the one before it, which is why we do not skip ahead to advisory work on books that have not been reconciled.
STAGE 01 · Review
A no-charge call and a review of your current records. We establish what state the books are in, what is outstanding on the compliance side, and what the actual problem is — which is often not the one you called about.
STAGE 02 · Scope
A written scope of work and a fixed fee. It states exactly what we will do, what we need from you, and when each deliverable lands. Nothing starts until you have agreed to it.
STAGE 03 · Rebuild
Reconciliation, catch-up work and any corrective filings. This is the stage that varies most between clients, and it is the one that determines whether everything afterwards is worth anything.
STAGE 04 · Run
A fixed monthly close calendar, reporting on a predictable date, and deadlines tracked ahead of time. From here, advisory work sits on numbers you can rely on.
Fit
Good fit
Not a fit
Next step
The first call costs nothing and we will tell you plainly if your situation would be better served elsewhere.